What is YNAB?
YNAB is a personal budgeting application built around assigning available money to categories and adjusting the plan as spending and priorities change.
What stands out
Add accounts manually or through supported bank connections, assign available funds to spending categories, and record or import transactions. Regularly reconcile balances, cover overspending, and move money between categories so the plan reflects current priorities.
Frequently Asked Questions
Questions about YNAB
Does YNAB tell me how much I can spend?
YNAB shows the amount assigned and remaining in each category, helping you make spending decisions against the plan you created.
Can YNAB connect to a bank account?
Supported banks and regions can use direct import, while manual accounts and file-based transaction import remain available alternatives.
What should I do when a YNAB category is overspent?
Move available money from another category or assign new income so the budget reflects how the spending will actually be covered.